Engage Federal Credit Union has been the premier financial institution for our members for over 43 years. That’s because we’re owned by our members! That’s why we truly understand the financial needs of families and small businesses in the greater Natchitoches and surrounding areas.
One way Engage helps our members is to provide loans for those who are unable to get a loan from traditional banks. Because we’re a federally certified CDFI credit union, Engage has the mission to help individuals achieve financial stability and build wealth.
The credit union is pro-active when it comes to stopping the dangerous practice of borrowing from expensive payday or auto lenders. “Engage actively combats harmful lending practices every day. Unlike credit unions where interest rates are capped at 25%, it’s not uncommon for fringe lenders to charge borrowers over 400% APR”, explains Kathy Deloney, CEO. Engage offers payday alternative loans and wheels to work loans for individuals strapped with high-cost interest rates. These types of loans can trap borrowers in a never-ending cycle of debt. At Engage, our knowledgeable staff works closely with every borrower to review credit scores and answer questions about budgeting. We make sure that your loan works to help you achieve your financial goals.
Individuals who visit our branch at 256 HWY 3175, Natchitoches and close on a loan of at least $1,000.00 will be offered a spin on the new Prize Wheel! Prizes include promotional items such as ball caps, charging stations, water bottles, umbrellas, Bluetooth speakers, and $100 cash!
Apply for a loan online at www.engagefcu.org or call us at 318-238-7762 to find out how we can help you!