Each taxpayer of Natchitoches Parish should read the entire lawsuit to understand this litigation.

The Natchitoches Parish School Board (Plaintiff) has sued Lloyd’s London, et al for unreimbursed costs for the damages caused by Hurricane Laura in 2020.

Excerpts from the petition:

…On Thursday, August 27, 2020, at around 1:00 am CDT (0600 UTC) the eye of Hurricane Laura made landfall near Cameron, Louisiana, 35 miles east of the Louisiana/Texas border and then moved towards the North at near 15 mph (24 km/h). Hurricane Laura was a Category 4 hurricane at landfall with 130-kts (150 mph) sustained winds (10 m; I-minute over water)…

… Hurricane Laura caused significant damages to Plaintiff’s (NPSB) Properties including damage to the exterior, interior, other structures, as well as contents, and also resulted in the loss of use of the property and caused various expenses to be incurred for clean-up and other losses…

… Plaintiff (NPSB) timely and promptly reported the loss to LLOYD’S LONDON, et al through their representatives, who assigned claim number 4175716, and thereafter have cooperated fully and fairly with LLOYD’S LONDON, et al…

… As soon as practicable, Plaintiff (NPSB) mitigated their damages and losses as best as possible under the catastrophic circumstances at Plaintiff’s own expense…

… LLOYD’S LONDON, et al through their representatives were notified of the loss and provided satisfactory proof of Plaintiff’s claim for their damages and losses and were given full access to inspect all damages at the Insured’s Properties without limitation…

… Plaintiff (NPSB), at its own costs, engaged the services of professional contractors, adjusters, and engineers to complete a thorough inspection of the damage caused by Hurricane Laura and prepare an accurate, complete, and correct estimate of damages which totaled over $49,000,000.00 for the repair of the buildings and other structures, only, and which does not include any other covered losses, including but not limited to increased costs of construction/building materials and labor…

… Plaintiff provided LLOYD’S LONDON et al, through their representatives, with these estimates totaling approximately 6,636 pages of additional documentation detailing the true loss and made further demands for payment pursuant to the subject Policies…

… Despite being provided with satisfactory proofs of loss, including inspections by their representatives, LLOYD’S LONDON et al, failed to properly adjust this claim and pay the insurance benefits in connection with these policies in a timely manner, and Defendants are therefore in violation of La R.S. 22:1892 and 22:1973…

… As a result of the actions of LLOYD’S LONDON et al, which constitute breaches of contracts and policies, bad faith claims adjusting, misrepresentations, and other wrongful acts, Plaintiff has incurred the following, non­ exclusive damages, including building damages and the associated costs of repair, penalties, and attorneys fees:

a. Diminution in value of the Properties;

b. Actual/true cost to repair or replace damaged property;

c. Reimbursement for repairs at the Properties;
d. Actual costs related to contents and equipment, including the manipulation, cleaning, repair, and/or replacement of contents and equipment;

e. Damages to the buildings and properties, and any associated contents;

f. Loss of use expenses;

g. Inconvenience;

h. Penalties in accordance with applicable, including penalties described in La. R.S.

22:1892 and 22:1973, and as is described in paragraphs 41-50;

i. Fees, costs, and expenses of retaining counsel, adjusters, appraisers, building and roofing contractors and engineers, and other expenses to evaluate the extent of their losses and damages, all in connection with the extensive investigation, documentation, and preparation of the reports showing Plaintiffs extensive property damages and losses;

J. Attorney’s fees, other professional fees, expert fees, and litigation costs associated with the bringing of this action; and

k. Legal interest upon all amounts due and owing in accordance with applicable law…

… Plaintiff avers that they are entitled to and pray for a trial by jury…

… WHEREFORE, after due proceedings hereon, and after service of this Petition and Citation, and after all legal delays, Plaintiff, NATCHITOCHES PARISH SCHOOL prays for judgement in its favor and against Defendants…

Read the entire petition here:

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